How are business loan payments calculated?

They use the standard amortization formula based on the loan amount, interest rate, and term — the same math as other installment loans.

What affects my business loan rate?

Your credit, time in business, revenue, collateral, and the loan type (SBA, term loan, line of credit) all influence the rate.

Estimate monthly payments and total cost for a business loan.

Loan Amount

Annual Rate

Term (years)

Monthly Payment

$1,608.91

Total Interest

$35,148.26

Total Repaid

$135,148.26

The break-even point tells you how much you must sell to cover costs. Here is the formula and how to use it to price products and plan a business.

Calculate your break-even point in units and revenue.

Calculate gross, operating, and net profit margins for your business.

Calculate selling price based on cost and desired markup percentage.